:root{--navy:#071d3a;--blue:#104b8d;--yellow:#ffd84d;--cream:#f7f4ec;--ink:#102033;--muted:#607082;--line:#dce3ea}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:#fff;font-family:Inter,"Helvetica Neue",Arial,sans-serif}
a{color:inherit;text-decoration:none}
.header{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px;padding:0 6vw;border-bottom:1px solid var(--line);background:rgba(255,255,255,.97);position:sticky;top:0;z-index:30}
.brand{display:flex;gap:12px;align-items:center;letter-spacing:.08em}
.brand-mark{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--yellow);color:var(--navy);font:700 23px Georgia}
.brand strong{display:block;color:var(--navy);font-size:14px}
.brand small{display:block;color:#738296;font-size:8px;letter-spacing:.18em;margin-top:2px}
.header nav{display:flex;gap:27px;font-size:14px;font-weight:700}
.header nav a:hover{color:var(--blue)}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;border-radius:5px;background:var(--yellow);color:var(--navy);font-size:14px;font-weight:800;box-shadow:0 10px 26px rgba(7,29,58,.12)}
.button-small{min-height:44px;padding:0 18px;box-shadow:none}
.eyebrow{margin:0 0 14px;color:var(--blue);text-transform:uppercase;font-weight:800;letter-spacing:.16em;font-size:11px}
h1,h2{margin:0;color:var(--navy);font-family:Georgia,"Times New Roman",serif;font-weight:600;letter-spacing:-.025em}
h1{font-size:clamp(46px,6vw,76px);line-height:1.04}
h2{font-size:clamp(34px,4vw,50px);line-height:1.1}
h3{color:var(--navy)}
.breadcrumb{padding:20px 7vw;color:#6b7b8d;font-size:12px;background:#fff;border-bottom:1px solid var(--line)}
.breadcrumb a{color:var(--blue);font-weight:700}
.service-hero{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(330px,.65fr);gap:7vw;align-items:center;padding:82px 7vw;background:var(--cream)}
.lead{max-width:720px;margin:26px 0 30px;color:#4d5d6d;font-size:19px;line-height:1.75}
.trust{display:flex;flex-wrap:wrap;gap:22px;margin-top:34px}
.trust span{font-size:11px;font-weight:800;text-transform:uppercase;color:#405268}
.trust span:before{content:"✓";color:#16785f;margin-right:7px}
.summary-card{padding:38px;background:var(--navy);color:#fff;box-shadow:0 28px 70px rgba(7,29,58,.2)}
.summary-card .eyebrow{color:var(--yellow)}
.summary-card h2{color:#fff;font-size:34px;margin-bottom:22px}
.summary-card ul{list-style:none;margin:0;padding:0}
.summary-card li{padding:16px 0;border-top:1px solid rgba(255,255,255,.14);color:#bfcbda;font-size:14px;line-height:1.55}
.summary-card strong{display:block;color:#fff;margin-bottom:3px}
.section{padding:96px 7vw}
.section-intro{display:grid;grid-template-columns:1fr .75fr;gap:8vw;align-items:end;margin-bottom:48px}
.section-intro>p{margin:0;color:var(--muted);line-height:1.8}
.content-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.content-card{min-height:240px;padding:32px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.content-card span{color:var(--blue);font-size:11px;font-weight:800;letter-spacing:.12em}
.content-card h3{margin:28px 0 10px;font:600 24px Georgia}
.content-card p{margin:0;color:var(--muted);font-size:14px;line-height:1.75}
.content-card[href]{display:block;transition:.2s}
.content-card[href]:hover{background:var(--cream);transform:translateY(-2px)}
.card-action{margin-top:24px!important;color:var(--blue)!important;font-weight:800}
.dark{background:var(--navy);color:#fff}
.dark h2,.dark h3{color:#fff}
.dark .eyebrow{color:var(--yellow)}
.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:9vw}
.prose p{color:var(--muted);line-height:1.85}
.dark .prose p{color:#b8c5d5}
.checks{display:grid;gap:0}
.check{padding:22px 0;border-bottom:1px solid var(--line)}
.check h3{margin:0 0 7px;font-size:18px}
.check p{margin:0;color:var(--muted);font-size:14px;line-height:1.7}
.dark .check{border-color:rgba(255,255,255,.14)}
.dark .check p{color:#b8c5d5}
.faq{max-width:900px;margin:auto}
.faq h2{text-align:center;margin-bottom:38px}
details{border-top:1px solid var(--line);padding:20px 0}
details:last-child{border-bottom:1px solid var(--line)}
summary{cursor:pointer;color:var(--navy);font-weight:800;line-height:1.5}
details p{color:var(--muted);line-height:1.75;margin:14px 0 0}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:38px}
.related a{padding:22px;border:1px solid var(--line);color:var(--navy);font:600 20px Georgia}
.related a:hover{background:var(--cream)}
.resource-list{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid rgba(255,255,255,.14);border-left:1px solid rgba(255,255,255,.14)}
.resource-list a{display:flex;flex-direction:column;gap:8px;min-height:150px;padding:28px;border-right:1px solid rgba(255,255,255,.14);border-bottom:1px solid rgba(255,255,255,.14)}
.resource-list strong{color:#fff;font:600 22px Georgia}
.resource-list span{color:#b8c5d5;font-size:14px;line-height:1.7}
.resource-list a:hover{background:rgba(255,255,255,.05)}
.cta{padding:92px 7vw;background:#174f8d;color:#fff;text-align:center}
.cta .eyebrow{color:var(--yellow)}
.cta h2{color:#fff;max-width:760px;margin:auto}
.cta>p:not(.eyebrow){max-width:650px;margin:18px auto 28px;color:#d5e1ee;line-height:1.8}
footer{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:38px;padding:58px 7vw 28px;background:#06172f;color:#fff}
.footer-brand strong{color:#fff}
footer>div{display:flex;flex-direction:column;gap:9px;color:#aebccd;font-size:13px}
footer>div strong{margin-bottom:7px;color:#fff}
.copyright{grid-column:1/-1;margin:18px 0 0;padding-top:23px;border-top:1px solid #1a2d46;color:#778aa2;font-size:12px}
@media(max-width:920px){.header nav{display:none}.service-hero,.section-intro,.split{grid-template-columns:1fr}.summary-card{max-width:620px}.content-grid{grid-template-columns:1fr 1fr}.related{grid-template-columns:1fr}footer{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.header{padding:0 20px}.header>.button{display:none}.brand strong{font-size:12px}.service-hero,.section{padding-left:22px;padding-right:22px}.content-grid,.resource-list,footer{grid-template-columns:1fr}.content-grid{border-left:0}.content-card{border-left:1px solid var(--line)}footer{padding-left:24px;padding-right:24px}}